to c?33,000 + benefits
Our client requires an additional Senior Credit Analyst for their business unit supporting North West Europe. The primary purpose of the role is to provide balanced, informed and reasoned commercial credit decisions based on relevant company and financial information for the countries belonging to the Service Centre (Belgium, Netherlands, UK, and Ireland). Working as part of the Credit Department to ensure customer service levels are maintained.
Lead role on underwriting for credit applications for Belgium and the Netherlands but will still have partial responsibility for UK and Ireland.
Key Responsibilities:
- To analyse and interpret commercial credit requests.
- To present reasoned recommendations to members of the credit team and members of credit committee.
- To provide reasoned, informed and balanced credit decisions within the limitations of delegated personal underwriting authority.
- To provide support as required in all areas of the credit department remit.
- To provide support as required to the credit team leader and their managers.
- To provide support to other areas of the business as required.
- To ensure compliance with Credit Policies.
- Follow and embrace the ethos of the group.
- Comply with all policies, directives and guidelines.
- Comply with all applicable legal and regulatory requirements, including Corporate Governance, Anti-Financial Crime (Anti-Money Laundering), Anti-Corruption (Bribery Act), Competition, Data Protection, Consumer Credit Act and FSA.
Candidate Profile:
- You should be sustainably commutable to our clients offices in the south west midlands.
- University degree required on Maths, Finance or Business Administration or equivalent is desirable.
- Credit & risk experience, preferably in the financial services industry.
- Experience / Knowledge of working on credit request for Belgium & Netherlands, preferred but not mandatory.
- Experience in underwriting commercial asset backed finance requests desirable.
- Good knowledge / understanding of financial services products and services.
- Good knowledge of and experience in credit analysis.
- Strong analytical skills in relation to financial and company information.
- Strong decision making skills.
- Ability to negotiate with internal and external customers.
- Ability to work under pressure whilst producing accurate output.
- High level of PC skills (Microsoft Excel, Power Point).
- Advanced level of English (oral/written).
- Medium level of Dutch (oral/written) preferable not mandatory.
- Medium level of French (oral/written) preferable not mandatory.
Base salary range to c?33,000, for a strong individual, plus performance bonus & all large company benefits.
Contact: Sean Toms sean_toms@robinson-toms.com + 44 1743 821472
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